सेवानिवृत्त कॉर्नर

नए दिशानिर्देश: सेवानिवृत्त 2018-19 के लिए ग्रुप हेल्थ इंश्योरेंस पॉलिसी का नवीनीकरण और सेवानिवृत्त लोगों के लिए नई सुपर टॉप-अप पॉलिसी


New Guidelines: Renewal of Group Health Insurance Policy for Retirees 2018-19 and New Super Top-Up Policy for Retirees.


With reference to the captioned matter, we draw your kind attention that the United India Insurance Company has announced new guidelines for the renewal of the policy 2018-19. 


The following guidelines will be applied for the renewal of Retirees Group Health Insurance Policy 2018-19:


1.Only existing retirees who are covered in IBA GMC Retiree policies and employees who have retired during the policy period 2017-18 will be allowed to join the IBA Retiree GMC Policy 2018-19.  Retirees who have not joined the scheme earlier will not be allowed to join the scheme now as per Additional condition No. 7 of IBA GMC policy.


2.Existing retirees who are covered under With Domiciliary (OPD) policy may be allowed to switch over to Without Domiciliary Cover. Option to switch over to With Domiciliary (OPD) policy shall not be allowed.


3.The employees who retired during the policy period 2017-18 shall be given the option to join either With Domiciliary Option or Without Domiciliary Option. Also retirees who have not joined the IBA GMC Retiree policy 2017-18 by paying 1 month pro-rata premium can join IBA GMC Retiree policy 2018-19 starting 01/11/2018.


4.Retirees who are covered under existing retiree’s policy but not opted for super-top policy last year can join the Super-top up policy on renewal.


5.Retirees who have opted out of the IBA GMC Retiree policies in previous years will not be eligible to join any policy as per Additional condition No. 6 of IBA GMC policy.


6.Once the premium is remitted for a retiree, no option change will be allowed. Any refund after 1st Nov 2018, would be strictly as per cancellation clause 5.14 of the policy.


7.The room rent has been revised from Rs.5000/- per day to Rs.4000/- per day.


8.All bills/ receipts for purchase of medicine should have the valid GST Number of the issuer of such bills/ receipts etc.