Verified by Visa Services

What is “Verified By Visa”?

Verified by Visa is a new service that will let you use a personal password with your Dena Bank Visa card, giving you added assurance that only you can use your Dena Bank Visa card to make purchases over the Internet. The process is simple to use and secure:

To use the facility, you need to:

1. You need to have card with CVV2 printed on the backside of the card.

2. You need to register for Verified by Visa services.

Debit Card enabled for online purchases

Our debit cards are enabled for online purchase in case the cards are CVV2 enabled.CVV2 is the short form of Card Verification Value, which is a three-digit number and is printed on the back side of debit card as shown hereunder.


Debit cards that are not CVV2 enabled cannot be used for online purchase .The customer needs to approach the branch where the customer has the account for issuance of CVV2 enabled card. The customer would have the option to avail INSTA card in lieu of debt card. In case the customer wants a named card, the new debit card will be issued within two weeks.

Those debit cards that have CVV2 printed on the backside of the card requires an online registration process for enabling them for online purchases.

As per the RBI guidelines SMS alert would be sent to the customer mobile equipment in case the amount transacted is Rs. 5000/- and above. Customers who have provided the mobile number at the time of opening of the account would receive alerts in case the amount transacted is Rs. 5000/- and above. In case the customer has not provided the mobile number or the mobile number that is provided earlier has been changed, then the customer has to provide the details in the format as prescribed in Registration Form.

The terms and conditions for alert facility is given under “Dena Alerts Services” section.

After that you can connect to the Internet and shop online using your Dena Bank Visa card. You don't need any special software to use Verified by Visa software. Using this facility is as easy as using a PIN for ATM transactions.